773-B 14th Street, San Francisco, CA    94114    415.626.0480

Steven Adame, DDS

  General & Cosmetic Dentistry

Insurance

If you have (or acquire) dental insurance (or a medical policy with dental benefits), please understand that it may NOT fully cover all services that you may require.


Although we will attempt to assist you, there are thousands of different plans and there is no way for us to know the details of every one. Please contact your insurance company directly to determine what your plan covers and what it does not.


We will file claims on your behalf and offset charges by any insurance payments as well as make adjustments to charges required by an existing contract that may apply to your policy. We have such agreements with:


  • Delta Dental (Premier)
  • MetDental PPO*
  • Cigna PPO*

* Preferred Provider Organization

Some plans are "Health or Dental Maintenance Organizations" (HMOs or DMOs). These assign you to a specific dentist and cannot be used elsewhere. We do not accept or participate in such products.


We will also file claims for any non-contracted plan that has an "out-of-network" benefit. Contact your insurance company to determine its out-of-network policies and any fee schedules.


We regretfully do not accept Medicare, Medi-Cal, or Denti-Cal policies.


Lastly, despite the fact you have insurance you remain personally responsible for the cost of any services we provide. Our office cannot render services on the assumption that any charges will be paid by insurance.